Apply Free-HELCO & More    Get Pre-Approved

This funding partner of ours might be a way for you to obtain some money

 

HELOC (Home Equity Line of Credit)

(HELOC, Available in 35 states and growing. AL AK AR CO CT DE DC FL IL IN IA KS KY LA ME MD MA MS MO MT NE NH NM NY NC OH OK PA RI SC TN TX WA WI WY) Outside these states? We may have alternative financing options — submit your info, and we'll reach out.

Access Your Home Equity Without Giving Up Your Low Mortgage Rate

Up to $750,000. Fund in as few as 5 business days. 100% online. Soft credit check to start — no impact on your score.  

 

(The types of funding below generally mean what each means, not specifically the requirements of our funding partner. Go to our funding partner's website to see their requirements for each funding program)

*Our funding partner lends across all 50 states for the funding programs below.

 

*DSCR Rental: A DSCR rental loan lets real estate investors qualify for a mortgage using the income generated by the property rather than personal W-2s, jobs, or tax returns. Approval depends on whether the expected rent covers the monthly debt and housing

 

*Fix & Flip: Fix and flip loans are short-term bridge financing options used by real estate investors to purchase and renovate distressed properties. These loans typically cover up to 90% of the purchase price and 100% of the rehab costs, featuring 6 to 18-month interest-only terms repaid upon the property's sale

 

*New Construction: A new construction loan is a short-term, specialized loan (typically lasting 12 to 18 months) used to finance the building of a new home. Funds are paid out in stages called "draws" after inspections, and borrowers usually make interest-only payments during the build before transitioning to a permanent mortgage.

 

*Bridge Loans: A bridge loan is a short-term loan used to cover the financial gap when buying a new property before selling an existing one, or when a business needs cash before securing long-term funding. It uses current equity or assets as collateral and is typically repaid within 6 to 12 months

 

*Non-QM: A non-QM (non-qualified mortgage) loan is a home mortgage that does not follow strict federal rules set for standard loans. It lets people use other ways to prove they can pay, like bank statements instead of tax forms. These loans help self-employed workers, real estate investors, and buyers with unique money situations.

 

*Commercial: A commercial loan is a debt-based funding arrangement provided by a bank or financial institution to a business for operational costs, equipment purchases, real estate, or company expansion. These loans usually require corporate financial statements, collateral, and a personal guarantee from the business owner

 

United States only. Sorry

 

Apply on their website portal. (Once on their website, click the Get pre-approved button in the top right corner of the website)

Apply Now by clicking the Get Pre-Approved Button below